Your insurance is only as good as your agent.
(541) 895-4515 Creswell, OR

Are You Turning 65?

Navigating the World of Medicare as You Turn 65 in Eugene, Springfield, Corvallis, & Lane County, OR

If you're approaching the golden age of 65, it's time to think about Medicare. Ryan Hoffstot Insurance Agency Inc. is here to guide you through the enrollment process and help you make informed decisions. Don't hesitate to call us at (541) 895-4515 for more information.
For personalized consultation, reach out to us at (541) 895-4515 or scroll down to use our online quote request form.

 

Get a Quick Quote     Or Provide Us With More Info


Why Medicare Matters at 65

Turning 65 is more than just a milestone; it's also the age you become eligible for Medicare. This government-funded health insurance program can be your safety net for medical expenses as you age.

Enrollment Periods: Timing is Everything

It's crucial to enroll in Medicare during the Initial Enrollment Period, which starts three months before you turn 65 and extends three months after your 65th birthday. Missing this window can result in penalties and delayed coverage.

Understanding Medicare Parts


Medicare Part A

Covers inpatient hospital stays, hospice care, and some home health care.


Medicare Part B

Covers certain doctors' services, outpatient care, medical supplies, and preventive services.


Medicare Part D

Offers prescription drug coverage and can be added to Original Medicare.

Medicare Advantage: An Alternative Option

Known as Part C, Medicare Advantage plans are offered by private insurers like Ryan Hoffstot Insurance Agency Inc.. These plans include coverage from Part A, Part B, and often Part D, along with additional benefits. Call us at (541) 895-4515 to explore your options.

Cost Considerations

While Part A is usually premium-free if you or your spouse worked and paid Medicare taxes, Parts B and D do have premiums. To get a full understanding of the potential costs, don't hesitate to contact us at (541) 895-4515.

Medigap: Bridging the Gaps

A Medigap policy can help you cover out-of-pocket costs that Original Medicare doesn’t cover. This is particularly useful for avoiding unexpected medical bills.

How Ryan Hoffstot Insurance Agency Inc. Can Assist You

Still feeling overwhelmed? Ryan Hoffstot Insurance Agency Inc. can help you understand your Medicare options, costs, and additional coverages to suit your healthcare needs in Eugene, Springfield, Corvallis, & Lane County, OR.

To get the ball rolling, you can fill out our online quote request form.